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Vehicle • Signature • Savings • Certificates
Vehicle Loan Rates
| YEAR |
RATE (APR)* |
TERMS |
| New Vehicles |
3.90% APR |
48 Months |
| 2009 and Newer |
4.95% APR |
49-60 Months |
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5.99% APR |
61-72 Months |
| Used Vehicles |
4.99% APR |
36 Months or less |
| 2005-2008 |
5.49% APR |
37-48 Months |
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6.69% APR |
49-60 Months
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| 2004 and Older |
6.99% APR |
48 Months |
| Motorcycles-Street |
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| 2009 and Newer |
5.99% APR |
48 Months |
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6.99% APR |
72 Months |
| 2003-2008 |
6.50% APR |
48 Months |
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7.50% APR |
60 Months |
| 2002 and Older |
7.50% APR |
48 Months |
| Campers, Motor Homes, Boats |
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| 2009 and Newer |
6.99% APR |
60 Months or less |
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8.99% APR |
61-120 Months |
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9.99% APR
|
121-180 Months |
| 2008 and older |
7.99% APR |
60 Months or less |
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9.99% APR |
61-120 Months. |
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10.99% APR |
121-180 Months |
| Recreational (Dirt Bikes, Quads, Snowmobiles, etc.) |
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| 2009 & Newer |
6.99% APR |
48 Months |
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8.99% APR |
84 Months |
| 2008 & Older |
7.99% APR |
48 Months |
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9.99% APR |
84 Months |
Call for current rates and Annual Percentage Yield
Signature Loans
| |
RATE (APR)* |
TERM |
| Signature |
12.00% APR |
Up to 48 Months |
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13.00% APR |
60 Months |
| Refinanced Signature Loans |
12.00% APR |
48 Months |
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13.00% APR |
60 Months |
| Share Secured |
4.00% APR |
60 Months |
Savings
| |
RATES (APR)* |
Savings Balance |
| Regular |
0.30% APR |
$0.00 to $10,000.00 |
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0.30% APR |
$10,000.01+ |
| Christmas Club |
0.30% APR |
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| IRA |
2.50% APR |
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Certificates
| TERM |
RATES (APR)* |
YIELD (APY)* |
| New Certificates |
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| 6 Month |
0.30% APR |
0.30% APY |
| 12 Month |
0.50% APR |
0.50% APY |
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APR = annual percentage rate • APY = annual percentage yield • read our disclosures
Rates effective as of January 2011• Rates subject to change • Contact the Credit Union for more info.
Montcalm Public Employees CU
1157 East Main Street
Edmore, Michigan
48829
989.427.5663
Fax: 989.427.3773
info@mpecreditunion.com
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